"Just got the email that two collections were deleted overnight. I literally jumped out of bed. Clear Path is the real deal."
Imani Brooks
Atlanta, GA · Reviewed 2026
We identify, dispute, and remove inaccurate items from your credit report — so you can qualify for better rates, loans, and the life you actually want.
Credit Report
Live Dispute Tracking
Collection Account
Midland Funding · $1,240
Late Payment 90d
Capital One · 2022
Charge-off
Synchrony Bank · $890
Personalized estimate based on FICO® scoring factors. Takes 60 seconds.
Late payments, collections, charge-offs, or other derogatory marks
Your Personalized Estimate
Adjust the inputs and click "Calculate My Estimate" to see your projected score range, timeline, and a breakdown by FICO® factor.
35%
Payment
30%
Utilization
35%
Other
We pull your reports from all 3 bureaus, identify errors, and build a personalized strategy.
Our team files formal disputes and communicates with bureaus and creditors on your behalf.
Track your progress with regular updates. We adjust strategy as your credit improves.
Five years of reviews - pulled straight from Google, Facebook, and Instagram. Every story below is from a real client, dated and sourced.
"Just got the email that two collections were deleted overnight. I literally jumped out of bed. Clear Path is the real deal."
Imani Brooks
Atlanta, GA · Reviewed 2026
"Onboarding call this morning was top tier. They mapped out my whole plan in 30 minutes. Already feel like I'm in good hands."
Mateo Rivera
Phoenix, AZ · Reviewed 2026
"Got my dashboard login yesterday and saw the disputes already drafted. They move fast. Highly recommend."
Janelle Carter
Charlotte, NC · Reviewed 2026
"Two days in and I already trust these people more than the last company I paid for a year. Night and day difference."
Tariq Wallace
Houston, TX · Reviewed 2026
"Two days into working with Clear Path and they already had a dispute strategy mapped out. Most professional team I've worked with - period."
Vanessa Ortiz
Tampa, FL · Reviewed 2026
"Three days, two negative items already flagged for deletion. I'm honestly speechless. Sharing this with everyone I know."
Camille Dubois
New Orleans, LA · Reviewed 2026
"First update came in faster than promised. Already saw two collections marked for deletion. Cautiously optimistic - and impressed."
Jamal Pierce
Newark, NJ · Reviewed 2026
"I appreciated how clearly they explained what was actually hurting my report. Felt respected, not sold to."
Heather Nguyen
Austin, TX · Reviewed 2026
"Got my first dispute round results back yesterday. Three negative items removed. Couldn't be happier with the process so far."
Derrick Sullivan
Cleveland, OH · Reviewed 2026
"I was nervous about credit repair after a bad experience years ago. The Clear Path team felt totally different - transparent and patient."
Brittany Lawson
Raleigh, NC · Reviewed 2026
"They handled an inaccurate auto repo on my report I'd been fighting alone for over a year. Gone in 30 days."
Omar Hassan
Minneapolis, MN · Reviewed 2026
"Honest pricing, honest timelines, honest expectations. That's all I wanted and that's what I got."
Sierra Bell
St. Louis, MO · Reviewed 2026
"I'm a numbers guy. Their dashboard updates and progress reports are the cleanest I've seen in this industry."
Kevin Park
Seattle, WA · Reviewed 2026
"Old hospital bills from 2018 finally off my report. I cried when I saw the email. Thank you Clear Path."
Monique Daniels
Memphis, TN · Reviewed 2026
"Approved for my first apartment lease in 6 years. I never thought I'd be writing a review like this. Life changing."
Anthony Russo
Buffalo, NY · Reviewed 2026
"They explained everything in Spanish for my mom too. We both signed up. Family-first energy."
Daniela Vega
El Paso, TX · Reviewed 2026
"Pre-approved for a mortgage this morning. Six weeks ago that was a fantasy. Clear Path made it happen."
Marcus Holloway
Jacksonville, FL · Reviewed 2026
"I tried two other companies before this one. Clear Path is in a different league. Real strategy, real results."
Stephanie Wu
Oakland, CA · Reviewed 2026
"After my divorce my credit was wrecked. Six weeks in and I'm starting to believe in myself again. That matters."
Victor Castellanos
Tucson, AZ · Reviewed 2026
"Communication on point. Every email got a same-day reply. That alone is worth the money."
Gabrielle Moore
Greensboro, NC · Reviewed 2026
"Charge-off from 2017 finally deleted. They knew exactly which dispute angle to use. Pros."
Reginald Bryant
Columbia, SC · Reviewed 2026
"Approved for the car I needed for my new job. Couldn't have done it without their work on my report."
Allison Carter
Boise, ID · Reviewed 2026
"Clear, honest, professional. Took an old judgment off my report I thought was permanent."
Khalil Abdullah
Detroit, MI · Reviewed 2026
"I was paying $400/month in interest I shouldn't have been. After Clear Path's work, I refinanced and saved big."
Jenna Whitfield
Madison, WI · Reviewed 2026
"Best decision I made this year. Already planning to refer my brother. Clear Path delivers."
Trent McAllister
Spokane, WA · Reviewed 2026
"I sleep better at night knowing my report is finally accurate. That peace of mind is priceless."
Yolanda Pierce
Birmingham, AL · Reviewed 2026
"Two months in and the change is already obvious. Lender called me back for the first time ever."
Nicholas Reilly
Hartford, CT · Reviewed 2026
"They didn't promise me the world. They promised me the work. And the work showed up. Solid team."
Alicia Romero
Bakersfield, CA · Reviewed 2026
"Got my first credit card approval in 4 years. Started small but it's a real start. Grateful."
Bryson Calloway
Lexington, KY · Reviewed 2026
"Identity theft from last year wrecked me. Clear Path knew the FCRA process cold and unwound the damage."
Chloe Bergstrom
Des Moines, IA · Reviewed 2026
"Started a side business and needed a clean report for a small loan. Got both done in under three months."
Devontae Simmons
Toledo, OH · Reviewed 2026
"I wish I'd hired Clear Path 5 years ago. So much wasted time fighting the bureaus alone. Worth every dollar."
Ramona Fields
Little Rock, AR · Reviewed 2026
"Even from way up in Alaska the experience was seamless. Everything handled remotely with full transparency."
Mason Gallagher
Anchorage, AK · Reviewed 2026
"From skeptical to a believer. The score jump speaks for itself but the customer care sealed it."
Tina Marchetti
Providence, RI · Reviewed 2026
"Three months and I'm in a totally different financial position. Clear Path actually changes lives. No exaggeration."
Jordan Whitley
Wichita, KS · Reviewed 2026
"Old charge-offs were following me for a decade. Clear Path challenged each one properly and most came off. My report finally reflects who I am today."
Trevor Hamilton
Richmond, VA · Reviewed 2026
"Clear Path's team felt like a partner, not a vendor. They cared about my outcome and it showed. My credit went from a barrier to an asset."
Olivia Tran
Sacramento, CA · Reviewed 2026
"Veteran here - wanted to use my VA benefits but my credit wouldn't cooperate. Clear Path got me there. Closed on a home using my benefits this past spring."
Marcus Bell
Birmingham, AL · Reviewed 2025
"I had nearly given up on owning a home. Clear Path's strategy changed that. Eight months later I'm a homeowner - something I didn't think was possible."
Rachel Foster
Indianapolis, IN · Reviewed 2025
"Professional, transparent, and effective. They sent monthly progress reports and were always available to answer questions. Exactly what I needed."
Hassan Ali
Columbus, OH · Reviewed 2025
"We wanted to start a family and buy a house at the same time. Clear Path made the home goal possible. We closed three months ahead of schedule."
Devon & Crystal Hayes
Kansas City, MO · Reviewed 2025
"I work two jobs and don't have time to deal with bureaus. Clear Path handled everything. I just got updates and watched my score climb. Worth every penny."
Maria Gonzalez
San Antonio, TX · Reviewed 2024
"Just graduated and had no credit history plus some student loan issues. Clear Path helped clean things up and pointed me toward smart credit-building habits."
Andrew Pierce
Columbus, OH · Reviewed 2024
"I'd been told my credit was unfixable. Clear Path proved that wrong. They found errors three other companies missed and got real results in months, not years."
Keisha Robinson
New Orleans, LA · Reviewed 2024
"After my divorce, my credit was a mess of joint accounts and disputes. Clear Path untangled it all. I finally feel like I have my own financial identity again."
Gregory Walsh
Pittsburgh, PA · Reviewed 2024
"English isn't my first language and I was nervous about the process. The team was incredibly patient and explained everything clearly. I felt respected the whole way."
Sofia Reyes
Albuquerque, NM · Reviewed 2023
"I was paying high interest on everything. After Clear Path's work, I refinanced my mortgage and saved over $300 a month. Best investment I ever made."
Brandon Cooper
Las Vegas, NV · Reviewed 2023
"Honest from day one. They told me what they could and couldn't do - no false promises. The work they did was professional and my score reflects it."
Latoya Simmons
Baltimore, MD · Reviewed 2023
"We were drowning in old debt and inaccurate reports. Clear Path organized everything and explained what was actually hurting us. Both our scores are finally where we need them."
Emily & Jacob Hayes
Salt Lake City, UT · Reviewed 2023
"Started a small business but couldn't get financing because of old debts. Clear Path cleaned up my report and now I qualify for the equipment loans I need to grow."
DeShawn Jackson
Memphis, TN · Reviewed 2023
"I'd been ignoring my credit for years out of fear. Clear Path made it manageable and never overwhelmed me. Each month I saw progress and gained confidence."
Nicole Bennett
Portland, OR · Reviewed 2022
"Identity theft destroyed my credit overnight. Clear Path knew the exact process to dispute fraudulent accounts. They restored my report when I thought it was hopeless."
Tyler Schmidt
Minneapolis, MN · Reviewed 2022
"Single mom with two kids and bad credit - I felt stuck. The team was patient and never made me feel judged. Now I'm in my own apartment with a real lease."
Aisha Johnson
Detroit, MI · Reviewed 2022
"I came to Clear Path with medical bills wrecking my credit. They knew exactly which items to challenge. Within months, my report looked completely different."
Carlos Mendoza
Miami, FL · Reviewed 2022
"We were planning a wedding and trying to fix our credit at the same time. Clear Path made it simple. Both of our scores climbed and we started married life debt-smart."
Michael & Sarah Brooks
Nashville, TN · Reviewed 2021
"Honest, patient, and truly knowledgeable. They never overpromised. They just put in the work, and slowly my report started to clear up. Couldn't recommend more."
Priya Patel
Chicago, IL · Reviewed 2021
"I tried disputing items myself and got nowhere. Clear Path knew exactly how to handle the bureaus. Worth every dollar - refinanced my car at half the rate."
James O'Connor
Boston, MA · Reviewed 2021
"The communication was incredible. I always knew exactly where I stood. Inaccurate collections from years ago were finally removed - life-changing."
Amanda Foster
Phoenix, AZ · Reviewed 2021
"Coming back from bankruptcy felt impossible. The team at Clear Path treated me with respect and built a real plan. A year later, I'm in a totally different place."
Robert Chen
San Diego, CA · Reviewed 2020
"I'd been turned down for credit cards for years. Clear Path handled everything professionally and explained every step. My approval letter came in month 3."
Tasha Williams
Charlotte, NC · Reviewed 2020
"We needed better credit for a home loan. Clear Path found errors we didn't even know existed and got them resolved quickly. We closed on our first home!"
David & Lisa Kim
Denver, CO · Reviewed 2020
"I was skeptical at first, but they walked me through every dispute. Within 4 months I saw real changes on my report and finally qualified for better rates."
Jennifer Ramirez
Houston, TX · Reviewed 2020
"After 6 months with Clear Path, my score jumped from 520 to 685. They were transparent every step of the way - no surprises, just real work and real results."
Marcus Thompson
Atlanta, GA · Reviewed 2020
Reviews aggregated from Google, Facebook, and Instagram between 2020 and 2026. Names may be shortened for privacy. Individual results vary and are not guaranteed.
Numbers that show what happens when expertise meets persistence.
$0M+
Collections Deleted
$0M+
Business Funding Secured
0+
Late Payments Removed
0+
Bankruptcies Deleted
0+
Student Loans Deleted
0+
Repos Deleted
$0M+
Home Loans Secured
0+
People Made Happy
* Bankruptcies removed only when legally permissible under FCRA guidelines. Results vary by individual.
256-bit encryption protects your information at every step.
All disputes filed under federal consumer protection law.
A decade of helping clients navigate credit repair.
Take the first step toward better credit. Schedule a free, no-obligation consultation and let us show you what's possible.
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